Self-service B2B checkout

Get paid the way your buyers actually want to pay.

Payper consolidates every B2B payment method into a single self-service checkout. Buyers pick their terms - your finance team gets real-time reconciliation, no spreadsheets.

SOC 2 Type II 2-week onboarding
A
Acme Industrial
INV-08824 · Mar 12
Secure checkout
€48,250.00
Due to Acme Industrial · Net 30 available
Choose how to pay
Pay later - Net 30
No fee · approved instantly
+ €0.00
Bank transfer (SEPA)
Settles in 1 business day
+ €0.00
Split into 3 - €16,083/mo
Financed by Payper
+ 1.2%
// One platform, four jobs done

A self-service checkout built for the messy reality of B2B.

01 - PAYMENT

Every method, one checkout

Cards, SEPA direct debit, eTransfers, wire, even checks - accept everything your buyers expect, without juggling six processors.

02 - FINANCING

Net terms without the risk

Offer Net 30/60/90 at checkout. We absorb the credit risk and pay you upfront - buyers get flexibility, you keep cash flow.

03 - RECONCILIATION

Auto-matched, every time

Incoming payments reconcile against invoices in real time. No more end-of-month spreadsheet archeology.

04 - VISIBILITY

Cash flow you can see

One dashboard for inflows, aging, customer behavior. Forecast collections like a SaaS business - not a fax machine.

// How it works

From invoice to reconciled, in one flow.

Drop the Payper checkout into any invoice, portal, or ERP. The buyer picks their terms - the rest happens on its own.

STEP 01

Buyer picks their terms

Pay-now, Net 30, or split it - every option clearly priced, every approval instant.

Net 30+€0.00
SEPA+€0.00
Split×3+1.2%
STEP 02

You get paid upfront

Whatever the buyer chooses, the funds hit your account in one settlement - no chasing required.

€48,250SETTLED · D+1
€12,910SETTLED · D+1
€6,200PROCESSING
€71,360TODAY
STEP 03

Books reconcile themselves

Each payment auto-matches to its invoice, posts to your accounting tool, and shows up in your dashboard.

INV-08824
✓ Matched
INV-08825
✓ Matched
INV-08826
Partial
INV-08827
✓ Matched
// Built for

Wherever B2B money moves.

From single-product merchants to multi-vendor marketplaces, Payper adapts to how your buyers actually transact.

Service providers

Replace email-and-wait invoicing with a checkout your clients actually use.

Learn more →

Merchants

Sell more by giving B2B buyers the flexibility consumer carts have had for years.

Learn more →

Marketplaces

Split payouts across vendors automatically. One checkout, many sellers, zero spreadsheets.

Learn more →

SaaS

Add B2B-grade payment methods to your billing without rebuilding your stack.

Learn more →
// Plays nicely with

Already wired into the tools you use.

Connect once. Payments, invoices, and reconciliation flow into your existing accounting and commerce stack.

Invoicing & accounting

Payments post back to your books in real time, matched to the right invoice.

Pennylane
Sage
QuickBooks
Xero
Pipelinx
NetSuite

Commerce & marketplaces

One-click installs for the platforms running your storefront or vendor network.

Shopify
Magento
WooCommerce
BigCommerce
Mirakl
Custom API
// For developers

An API your engineers won't curse on Friday afternoon.

REST endpoints, idempotent webhooks, type-safe SDKs in TypeScript. Drop a checkout in fifteen lines.

checkout.ts
// Create a checkout for any B2B invoice
const session = await payper.checkout.create({
  invoice_id: "INV-08824",
  amount: 4825000,            // €48,250.00
  currency: "EUR",
  buyer:    { email: "[email protected]" },
  methods:  ["card", "sepa", "net30", "split3"],
  on_paid:  "https://hooks.acme.io/payper"
});

return { url: session.checkout_url };

Stop chasing payments. Start collecting them.

15-minute setup call. Live checkout in two weeks. Your finance team will thank you.